The Research On The Problem And Countermeasures Of The Imbalance Between Farmer’s Loan Supply And Demand In Henan Province

Central Plains region has long been regarded as an important birthplace of the Chinese nation and Chinese civilization, Henan Province is located in the core area and the Central Plains region, since ancient times throughout the development planning in the country has played a crucial role. After entering the 21st century, the central government will pay more attention to the development of the Central Plains region than ever before, the most typical case is that the central government will build the Central Plains Economic Zone into the "Twelve Five Year Plan" countries, an explanation of country will build the Central Plains Economic Zone elevated to the level of national development strategies, and thus in the core area of the central zone will be in Henan Province occupies an important strategic position in the region as a whole building, its level of development related to the level of development of the central Plains economic zone, naturally subject to the country’s macroeconomic development the level of attention, this is also thanks to the economic level of Henan Province has seen rapid development. So in the process of trying to build the Central Plains Economic Zone, the most basic is to clear the country’s main functional area planning in key development areas, on the basis of its focus on the development, adhere to the Central Plains Urban Agglomeration Economic Area, as supporting points, covering the overall development of Henan province, and develop the province’s economic development, while feelers put radiation to the surrounding economic region, and finally the entire Central Plains region and the country’s economic development has made important contributions.Henan as the core development areas of the Central Plains Economic Zone, its great advantage is its prominent national granary position, the market potential is huge, and has a rich cultural heritage and connotation, so the economic development of Henan province’s decision to a certain extent the degree of development of the whole of the Central Plains economic zone.To develop the Central Plains Economic Zone, the first to develop the Henan Province, Henan Province and the status of the large agricultural province of Henan has decided to develop it is necessary to solve the traditional but good Henan Province is critical "Three Rural Issues", " core of the Three "is the people, that is farmers, so to solve this problem, from the most fundamental and important issue of farmers starting to solve the basic problem of feeding the farmers, which is the lifeblood of farmers, it is a vital economic development of Henan province and solve this problem as quickly as possible to achieve the ultimate goal of agricultural modernization in Henan Province, Henan Province, high-speed development of agricultural economy. Through investigation that one of the factors of agricultural modernization in Henan farmer is in the process of developing the agricultural economy in the funding needs are not met, which would seriously affect the expanded reproduction of farmers’ enthusiasm for production and agriculture. This article focus on household demand for loans on the subject, according to the People’s Bank of China-related special survey data, data analysis as the main analytical tool to study whether there is demand for loans farmers in Henan Province, the intensity of demand for loans, the supply of rural finance, the Rural Finance Existing supply and demand issues, the final analysis of the causes of the problem, and in accordance with the specific reasons put forward specific proposals for solving the problem of demand for loans to farmers in Henan good suggestions.