A Study On The Development Model Of Commercial Banks Under The Background Of Internet Financial Innovation

Internet finance is a new pattern that traditional finance close to modernNetwork technology，which is Derived by the network technology developed to a newlevel. Internet finance is different from the traditional finance,not only the Financialservices be worked by different media,but also the finance workers is more family tothe open、Equality、Collaboration、sharing opinions. Traditional finance will be moreopen,more participate and more Collaborative lower cost and more conveniently. Infact,every related to the Generalized internet finance work is internet finance,including the third pay.Financial products sell online Credits check,Financialintermediation and finance E-commerce. Internet finanace is not the internetCombineed with finance,but in the Secure and mobile level,and be family to theusers and open new services. the internet finance developing is experienced fromBank Online third pay personer debt and Corporate Finance, and also the Financialintermediation,the Supply and demand accordance.The internet finance come into being because of the china finance is very strictand the rate is also control.the Small and micro enterprises、people demand thefianance service is not obtained, the traditional banking system is not on duty andabsence.as to the internet finance is maked up their absence,and provided bestfinance service. So the internet finance is gone with the trend and advance the reformof Chinese finance.catch the chance and challenge the finance is challenge to thetraditional bank, Commercial bank must develop the service function creation andplace creation,so that it will be faced with the challenge and impact...