Maqu County Tibetan Characteristic Agriculture Insurance Runmode

Gannan Tibetan Autonomous Prefecture is the scale of the development of animal husbandry in Gansu province’s largest, but also the ability to resist risks is the worst, one of the largest area of natural disasters, animal husbandry production is facing huge risk, ability of farmers to resist natural disasters, to deal with the risk of passive mode, single. Success in2011for Tibetan characteristics of agricultural insurance in promoting financial subsidies Gannan, agriculture insurance has changed the risk management situation in Gannan pastoral area, but the complexity of the objective conditions, the weak economic basis, backward ideology, the fuzzy division of responsibilities are restricting the development of agricultural insurance in Tibetan areas. In order to solve the problem of development of Gannan Tibetan characteristics of agricultural insurance, the author chose the pure animal husbandry county is the largest Maqu-Gannan as the research object, in-depth analysis of agricultural insurance in Maqu County Tibetan characteristics of the problem. Refer to the domestic and foreign scholars on the definition of agricultural insurance, describes in detail the function of agricultural insurance, and in accordance with the public goods theory of agricultural insurance supply and demand relations analysis and quotes a number of foreign agricultural insurance case confirmed, determining the feasibility of the agricultural insurance market failure is inevitable and government intervention. Through the list of recent years in Gansu Province agricultural insurance data, verify the promoting effect of government subsidies for agricultural insurance development. Based on comparative analysis of national agricultural insurance development course and pattern of speeding up agricultural construction, system of insurance system standardize services, change assessment guide and strengthen supervision and government support, advice, provides suggestions for development of Maqu county and Tibetan characteristics of agricultural insurance mode.