The Research Of Agricultural Insurance Development Mode Of Heilongjiang Province

Agricultural insurance is a term of finance service that can disperse agricultural producing risk, reduce agricultural disaster damage and make a nice agricultural development environment, also a way of finance support of agriculture. Agricultural insurance has an important promoting effect to agricultural development. The choice of agricultural insurance development mode of Heilongjiang province must be made according to the agricultural structure of the province, producing level, regional financial capacity and economy development situation and corresponded with the actual need.This thesis discusses the status of Chinese agriculture in the national economy and the status of Heilongjiang province agriculture in the whole country. It also states the important function of the agricultural insurance to the agricultural economy. And then it summarizes the main viewpoints of agricultural insurance study of domestic and overseas scholars. After analyzing the agricultural insurance development mode of domestic and overseas regions, and combining the current situation and existing problems of agricultural insurance development of Heilongjiang province, the thesis makes a choice of agricultural insurance development mode that is fit for Heilongjiang province actual situation. The specific content includes choices of operating mode, production mode, marketing mode, service mode and innovation of agricultural insurance development, such as increasing policy fund support, exploiting suited and innovative agricultural insurance production, enhancing the consciousness of taking part in the agricultural insurance of peasants and so on.By elaborately selecting the effective agricultural insurance development mode, satisfying the actual need of agricultural development, make agricultural insurance become a powerful force of comprehensive development of modern agriculture of two main plain of Heilongjiang province, and then make a huge contribution to the agricultural development of Heilongjiang province and also the holistic economic development.