The Analysis Of China’s Regulation Of Pension Fund

Pension fund is the "YangMingQian" of people, and also the material basis forthe social security system, it is the "equalizer" of China’s economic development andsocial stability, its security or not has a close relationship with the each person’s vitalinterests of the members of society. In recent years, with the deepening of the socialsecurity system and public pension consciousness awakening, collection of the basepension is more and more, but because of old-age insurance system in China startedlate, imperfect system, the system is not perfect, there were many loopholes anddefects on the regulation of pension fund, faced with more severe situation, need thegovernment and other public department’s effective regulation. Because of the writingway of thinking, this paper focuses on research in fund regulatory system play a roleof regulation by the government as the main regulatory body, and the organizationframework design defects and problems such as lack of supervision mechanismanalysis, and puts forward Suggestions for improvement. Full-text is divided into fourparts, specific as follows:The first part: introduction. Mainly introduced this article selected topicbackground and research significance, the domestic and foreign research literaturerelated to pension fund supervision of comprehensive summarization, on the basis ofthe literature reading, making writing the research content and ideas of this article, themain research methods are empirical study and comparative analysis.The second part: the overview of the regulation of pension fund in our country.First of all, this chapter mainly defines the research object, namely, the concept ofendowment insurance funds supervision denotation and connotation, and clearly defined in this paper, the emphasis was on the regulation of the government as themain regulatory body. Second, introducing the basic theories such as market failureand government failure, effective regulatory intervention funds to provide theorysupport for the government.The third part: the regulation of pension fund in our country present situation andproblem analysis. This chapter mainly discusses the endowment insurance fundsupervision existing achievements as well as the existing problems and the reasons forfund carried on the thorough analysis, to realize the regulation of pension fund in ourcountry in many respects, flaws, has improved realistic necessity, for latercountermeasures proposed to lay a solid empirical base.The fourth part: to strengthen the regulation of pension fund in our country tonew ideas. Foreign successful fund supervision case through the analysis of thecomparative analysis method, relatively mature supervision on internationalexperience for reference, in running regulation, regulation subject organizationconstruction and improve the regulatory mechanism three aspects to adapt to thesituation of our country countermeasures and Suggestions are put forward.