Research On Safe Mobile Payment Based On Improved3-D Secure Protocol

With the development of Internet technology and increasing demand for e-commerce,mobile payment attracts more and more attention.As it is not restricted by space, and also convenient to transfer anytime, anywhere, mobile payment was being developed rapidly and has been widely used in many trational transaction fields.From the long term prospect, mobile payment has to solve its bottlenecks in order to get a greater development in the future. The security problem is one of the most important factors that affect its adoption.this dissertation mainly focuses on two aspects. On the one hand, from the aspect of security in the process of transaction,a muti-channel security system is proposed.On the other hand,form the aspect of e-commerce message encryption, message was encrypted by AES,A new mobile payment solution impoved by3-D Secure protocol is built for message transfer to ensure the safety of customers’and merchants’information. Then we analyse and test the feasibility and security of this solution, and security solution achieves its goals.