| As Internet technologies are changing with each passing day and computer devices are becoming more and more popular, the Electronic Commerce industry has been promoted dramatically. Influenced by the development of Electronic Commerce, people are now witnessing great progress in mobile device manufacturing and the upgrading of related technological standards. As a critical branch of Electronic Commerce, Mobile Commerce has attracted more and more attraction from users. However, as the most important part of Mobile Commerce, Mobile Payment doesn't satisfy users a lot: people are confused about the diversity of mobile payment standards; packet loss, latency and lagging happen from time to time in mobile network; private information tends to be easy to leak... People urgently call for a better solution for Mobile Payment.One of the solutions for this problem is as follows. Firstly, through comparison and analysis, point out the existing problem, improvable aspects and referencable facts in Mobile Commerce's secure payment. The analysis is based on three perspectives: technology standards, business models and encryption techniques. Secondly, optimize the business model and define the business flow and data flow of Mobile Payment. Thirdly, merge Elliptic Curves Cryptography solutions for data signature and data encryption into the business model and build the secure protocol framework for Mobile Payment. At last, optimize the efficiency of the protocol framework based on Wireless Application Protocol standards. Then use Formal Analysis and other approaches to prove the non-repudiation, anonymity, data authenticity and data integrality of the protocol framework. It can be proved that this solution has good universality, security, rigour, and improved efficiency.Through creatively introducing in the latest Wireless Application Protocol standard and cryptographic algorithm, this solution is expected to direct a propositional direction for the research field of Mobile Payment nowadays. |
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