The Development And Application Research For E-Wallet In Mobile Payment

As the state of the mobile phone to pay phone near-field payment issued a series of encouraging the development of new policies and measures, the major domestic telecom operators, China UnionPay to strengthen the strategic layout and mobile payment pilot commercialization operations. New environment, mobile payment industrial chain layout and adjust what innovative business models will produce their respective and what the characteristics of the future will have the kind of competitive opportunities and challenges are worthy of further study problems.Grasp of understanding of the industry chain and the market situation of mobile payment, on the basis of in-depth analysis of the mobile payment industry, the operational mode status and trends of domestic mobile payment in-depth and detailed analysis and research.In terms of third-party payment, China third party payment market after10years of development, the annual transaction size has more than one trillion, to become an important part of China’s financial payment system, the underlying forces that support the rapid development of China’s Internet economy and the further development energy.The underlying forces that support the rapid development of China’s Internet economy and the impetus for further development.Although the core business of the third-party payment market in China still occupies96%share of the third-party online payment market, the proportion of mobile terminal-based mobile payment services is still low. However, the size of the more than900million mobile phone users, as well as3G gradually mature context, the development of China’s mobile payment market potential can not be ignored, banks, operators, terminal manufacturers, or third-party payment vendor during the test and explore new markets.2009is the first year of China’s3G, China Mobile payment start the year in the true sense of the market, the rapid spread of the20103G As of May2011reached67,572,000. All types of mobile applications and mobile internet services show explosive growth of mobile payment services have also been unprecedented attention. The near-field payment NFC technology standard established mobile payment mobile payment further to provide a solid foundation.