| With the rapid development of E-commerce and terminal retail, there was a blossom of national, regional and professional platforms systems for funds settlement. However, opposite to its sturdy growth, a lack of standard organization in third-party payment and credit card transaction areas was getting increasingly obvious in the whole country. To satisfy these boosting requirements in information integration, channel controlling and business standard unification, also to avoid investment duplication and resource waste, the establishment of a uniform payment and settlement system is in urgent need.By following the research method of typical to general, through the analysis and design for a real project of Jiangsu province uniform payment and settlement system, the author has described the content of technologies, requirements and design related to a general sense uniform payment and settlement system.This paper has elaborated follow the sequence of software process. It was mainly to model the key business process of payment, clearing and settlement in detail. On that basis, the author has made the architecture design, the module partition and data model design of the system. After that, the author did the analysis and design job for the information manage sub-system which supported the payment and settlement system and the external interface. At last, the author achieved the requirement specification, outline design document and detail design document, and then coded and tested by using these documents to realized the key business of the system. By researching the payment and settlement system, this paper has put forward an analysis process and a model design. It provides a theoretical basis and a real reference for development of related system. |
