| With the rapid development of today’s society,people’s living standards and the level of consumption increase rapidly,the amount of people’s savings increases as well.With the development of e-commerce and other network technology,the traditional bank storage and cash management and others can not meet people’s consumption requirements.Banks manage cash with traditional model,which hinders the development of banking business and corresponding business requirements.So Zhengzhou Bank makes every effort to develop the cash management system(Cash Management System)for group customers,this is a digital and network of professional financial services to meet enterprise capital management needs,it can help enterprises to achieve scientific management of cash inflows,retention,outflow and every link of cash cycle.This system allows the group customers not only to handle the business in the business hall and other traditional bank handling office,but also manage their own accounts and cash through the Internet for online operation,which improves the efficiency and extends the traditional business very well.The system uses some mature development technology to protect the safety and convenience of the group’s customers,as well as the banking business management.In order to facilitate the use of group customers,the system abandons the traditional C/S architecture model,and replaces it by B/S architecture and MVC model,which can be applied by opening the page.In addition,the system uses the Spring framework and the Hibernate object relational mapping framework,it also uses a mature and stable Oracle lOg database to ensure the safe storage of customer information.In order to facilitate the management and operation,the group customer cash management system plans two categories of application groups:system administrators and operators when it is designed.The system administrator has the responsibility of the maintenance and management of the system,this module achieves the main functions:operator management,service process management,group customer service.The operator has the right to use the system,the main functions are:account management,payment business,collection business,bill business,group management,authorized management,group customer service.The account management function includes the account inquiry,the electronic return receipt,the arrival notice and so on;payment business functions include transfer remittance and shipping service;collection business includes withholding business,signed and non-signed payment content;Business management includes business process management,operator management,authorization management content;group customer service includes daily payment account maintenance,log query,change the password,the business card management,home page customization,account feature settings,web page skinning,corporate logo upload and quick menu setting.It is hoped that Zhengzhou Bank will be able to improve the business quality for the group’s customers and extend the business well by applying this system.When the traditional business flourishes,Zhengzhou Bank can open up the new world of the network market,introduce new channels and expand the scale of business through the Internet technology and cash management system(CMS).when the banks obtain a benefit,at the same time,it can bring convenient and fast for high-end enterprises to manage the cash flow,bring better and more convenient technical support and services for our society and open up a new chapter for the development of the banking industry. |
