Design And Achievement Of Credit On-site Inspection System For Commercial Bank

With the computer and the progressive development of information technology, management information of commercial bank credit is very rapid development of information technology in the credit management of the increasingly prominent role. Comprehensive, accurate and timely information on the information, both commercial banks to develop credit policies, credit marketing to carry out the pilot, but also the importance of all aspects of credit into elements of the operation throughout the whole process of credit funds. Can be said that modern commercial bank credit management depends on the input of information elements, and the level and quality of information management directly determines the effectiveness of the credit operation. Commercial banks in order to control the operating conditions of capital to guard against credit risk, you need all aspects of loan lending business carried on-site inspection.This paper first analyzes the development background, problems and domestic and foreign commercial banks, development of information management, briefly introduced the main technology used in the system and the importance of the study. This article based on the Unified Modeling Language UML models to complete system design, system requirements analysis, the main use of the use case diagram and the deployment diagram shows the overall system architecture, detailed design of the system for the static structure and dynamic structure, respectively, class diagrams and relational state diagram to describe, in the implementation section, the system uses Java language development environment with Oracle database. Taking into account more types of system functions, in order to streamline the complete procedure, the same window user interface, ensure that the entire system is simple, convenient operation, in the specific operation, the system in each module are set in the tree menu features and options card function key, a unified merge similar functions, including the most basic function of each module, to reduce duplication of operations, user-friendly.Commercial bank credit on-site inspection system to meet various business needs, content is relatively complex, in addition to on-site inspection of credit management, but also cover the basic enterprise information management, finance case management, data bulk import and other features. System function module is divided into:connection module, the module checks the table, the information query module, database management module and statistical print module. Each module contains a number of different sub-modules, according to the user of a different nature to achieve the functions within its competence. System implementation can be completed on-site inspection program for system credit register and fill out, you can also check the programs on management and query. System to support the needs of the user based on the actual inspection, basic information on the business and financial situation of bulk data into the system, increasing the coverage of object-site inspection, summary test results more real and believable. With B/S mode, the system running on the Intranet and Internet site inspection can be called to share information and improve the site inspection efficiency, standardize the data processing to optimize the inspection process, to achieve a highly efficient on-site inspection, accurate, easy management, credit-site inspection of the Agricultural Bank of Weihai higher level.