Design And Implementation Of The Postal Savings Credit Management System

The risks of Banks in the financial markets at present, mainly including, market risk, liquidity risk, credit risk, operation risk and so on eight aspects.The credit risk is the most basic day-to-day business business risk.Increased along with the rapid development of market economy, the financial business types, as well as financial innovation factors make financial institutions within the financial risk management tend to be more difficult, resulting in increased financial risk also makes Banks more and more economic losses.At first, this paper mainly describes the background of the business, domestic and foreign research present situation and existing problems, combining the status of the bank, defines the content and structure of the system research.Secondly analyze the system requirements.Describes the basic needs of the business of bank credit management system, and introduces related definition in the field of banking, according to the basic needs of the business establish a UML use case analysis, activity diagram, collaboration diagram, activity diagram analysis, etc., and introduces the system development environment and the development language, etc.And described the system design, mainly focus on the risk evaluation system of the overall scheme design, including overall framework, module partition, software and hardware structure.Then, on a brief introduction to the implementation of the deployment of the system hardware and software configuration, and network structure, the specific described the system of customer information management subsystem, management subsystem for examination and approval of credit, loan examination and approval management subsystem, and management subsystem, the five subsystems such as risk management subsystem of concrete realization.Finally, the software test, this paper introduces the system achieve the function of various modules and software interface and test way, and shows the detailed test reportIn the system characteristics are summarized and the deficiencies.At the same time for system upgrade development made a plan for the future.All functional test system in the process of test results and performance test results meet the requirements of system deployment.At the same time, the credit rating system for existing business processing system as a whole, effectively play its role for financial security guarantee.