Research On The Optimization Of Performance Evaluation System Of CA Bank Xi'an Branch

With the acceleration of the current financial globalization, the pace of integration, development environment and competition pattern of China’s banking industry is undergoing profound changes. Intense competition in the domestic and international big banks caught in the Chinese small and medium banks can withstand open financial markets, which is placed in front of the small and medium banks an important issue. In addition, continue to deepen reform in our country today, the interest rate market has become the most important financial reform, China’s banking industry will therefore be significantly affected. Interest rate market has changed the decision-making mechanism and rules of changes in interest rates banks have been accustomed to the operation and management of commercial banks a huge challenge. How China’s commercial banks to cope with external competition, to maintain stable and healthy growth, but also to maintain a relatively good performance, which has become one of China’s commercial banks need to solve the current problems.In order to expand the Commercial Bank Performance Evaluation, Based on fundamental research, combined with the CA Bank Xi’an Branch of the actual operating conditions and to expand research on the theory and method of performance evaluation performance evaluation carried out detailed research and comparative analysis. In a particular aspect of the research process, research in accordance with the theoretical basis of this paper, the status quo analysis, design optimization, application results, thinking a study of safeguards. Firstly, based on elaborate background and basic theory of performance evaluation of commercial banks, the paper and comparative analysis by outlining the development process of domestic and foreign commercial banks on the current performance appraisal theory major commercial bank performance evaluation method, combined with the commercial banks current performance assess the problems, to explore how to optimize and improve the bank’s strategic development for business performance evaluation methodology. Secondly, based on CA’s Bank Xi’an Branch as an example, CA Bank Xi’an Branch current state of development and implementation of the existing performance evaluation were described in detail, according to the bank’s performance appraisal implementation effect and problems, further detailed analysis of the CA Bank Xi’an^Branch Applications necessity and suitability BSC performance appraisal system. Again, with the strategic development objectives CA Bank Xi’an Branch, the specific design of performance evaluation index from a financial, customer, internal business and learning and growth four angles, to determine the index weight, in order to make the design evaluation system is more practical operation. Finally, the use of the Balanced Scorecard strategic management tool for CA Bank Xi’an Branch to evaluate and make appropriate safeguards to ensure that the performance evaluation system can be effectively implemented.