Research On Centralized Operation And Management Mode

The Third Plenary Session of the eighteen pointed out the direction of the development of our country in the next period. Overall, the economic and financial development of our country has the following characteristics: slowing economic growth; Accelerate the interest rate liberalization, deposit insurance system is introduced; Set up a private bank into the substantive phase; Financial disintermediation trend accelerated. A period in the future, our country economy, the financial policy, financial forms and so on in the event of a significant change, to the Baoshang bank specialized service ability and service level, risk-control ability put forward higher request, as a commercial bank, in addition to customers, products, services, basic management, operating quality and operating efficiency, will be the bank in the increasingly fierce competition in the precondition of winning. Because customers need more level, the need for financial products is not merely a current deposit, time deposit, as a result, Banks will need to give customers more choices, more choice means that labor costs, material costs rise, and at the same time, the types of risk, risk also will be more difficult to control, and to spread the risk of business model not conducive to control, no longer adapt to the business development, its defects emerging: customer data information retained in various outlets, can’t share information among different branches, each branch, head office is more difficult to share, it will not be able to reveal scale effect, and the scattered operation business for each outlets to bring not unified customer service standards; Both customer service and business processing, the two often attend, difficult to be satisfactory. In addition, the grass-roots management does not reach the designated position, still need to strengthen the operation management work, to solve these problems, the Baoshang bank need to deepen the reform of the operating system, in this context, Baoshang bank concentration operation management is of great significance.This article is divided into five chapters, the first chapter is introduction, mainly introduced in this paper, we study the background, purpose and significance, research content and research methods. The second chapter main content is operations management related theoretical basis and the use of the commercial bank to its. The third chapter first describes the present situation of the Baoshang bank, analyzes the Baoshang bank operating environment, including China’s macroeconomic situation and the challenges faced by Baoshang bank, describes the present situation of the Baoshang bank operation mode, the dispersion of the problems existing in the operation mode, and through the SWOT analysis, draw the importance of the Baoshang bank building centralized operation management mode. The fourth chapter describes the Baoshang bank’s content and features of bank building centralized operation management mode, it is concluded that the model’s rationality and advantages, and discusses how to control the risk. Fifth chapter elaborated the Baoshang bank concentrated operation mode to implement measures and Suggestions.In this paper methods of using conclde investigation method, SWOT analysis method, study on how to establish centralized operation management mode. Attempts to comb through the system of theories and demonstration, put forward the Baoshang bank concentration operation management model of design scheme, at the same time as our country commercial bank provides the theory support centralized operation management mode, it is concluded that commercial Banks focus on operation management mode, the method of guiding the commercial Banks to build centralized operation management mode, so as to improve the management level, improve the operating ability, accelerate the development of business, to enhance the core competitiveness of commercial Banks...