Research And Analysis On Credit Management System Of Huizhou Branch Of Guangdong South Guangdong Bank

Credit business as the core business of banking, and its processes involves many data,thus it is particularly urgent for the information management needs. Advanced credit business management system can not only significantly improve the bank’s credit business efficiency, improve its information technology services and management quality, but also effectively control credit risk. Firstly, Guangdong Nanyue Bank Huizhou Branch Bank credit management system project background and significance were analyzed, the system applied to the development of technology related to the development, on the basis of the credit business process and project system needs a detailed analysis, from The overall design, function module design and database design and other aspects of design Guangdong Nanyue Bank Huizhou Branch Bank credit management system. The end of the thesis of the article covering the specific content and content of the work it has undertaken a summary, and analyzes the problems and deficiencies in the process of systematic research. Finally, the future work on the follow-credit management system in the future. By designing the project system can achieve better credit management Guangdong Nanyue Bank Huizhou Branch Bank from passive management to pre-loan, mortgage loans during and after active management of change, through the customer information, credit information business, and many other effective integration refining, to provide convenient services to the local small business loans, so as to effectively enhance the competitiveness of the bank’s own business, while reducing the risk of bank loans to a considerable extent, reduce non-performing loan ratio of new loans.