Research And Analysis Of Bank Credit Management System

Credit as the Bank’s main business, along with the deepening of China’s financial reform, bank credit is gradually extending operations to support growing material and cultural needs of the community, credit products and credit structure has become more complex. Bank credit management system project development is proposed in this paper is designed for basic customer information, transaction information, financial information, data management, and also designed the loan application and approval, contract management and security management, and other business processes. This credit management system, integrating modern technology in one, set up a unified, standard credit management system, reduces human factors, bank credit is more accurate, but also make bank personnel and quality has been improved.This article introduces and analyzes bank credit management system for research project background, objectives, development status, and bank credit management system is proposed design. Research on preliminary plans to own banks, extract the original business, loan applications, approvals, custody and guarantee of the contract was supplemented and improved, and the original business process reengineering, refine and optimize their business. Meanwhile, the paper loan application, loan approval, contract management, pre-loan investigation, credit assessment and analysis of functional modules such as systems management, Through case analysis and description, and gives general feature packs, and subfeaturescharts; Secondly, the system analyzes the data, by giving the entity-relationship diagram and thumbnails, and database table structure; Finally, the paper summarizes major research work, the prospect of future work to the next step.