The Study Of Hunan Rural Bank Supporting "three Dimensional Rural" Development

As one of the main microscopic financial bodies, The building logical thinking of Rural Bank is injecting fresh vigor into new rural construction, enhancing the financial market and service which are lacked in rural areas so as to stimulate the rural economy. Since Jan.2007 when CBRC released "rural bank interim provisions",148 rural banks has been established nationwide at the end of 2009. In the support of local government, there are 4 qualified rural banks in Hunan province has started business successfully. After the fresh fanatical institutions opened, they promptly carried out all the "three dimensional rural" characteristic services, and they took the lead in increasing local financial supply in the local financial market, promoting rural economic development. Therefore, the study of Hunan rural bank supporting " three dimensional rural " development has important practical significance.Firstly, the rural financial theory at home and abroad were reviewed, then the article analysisd the background and significance of the establishment of rural bank in China, and made comparative analysis of the development model of rural banks at home and abroad, we got inspiration that how to develop the rural bank in China.After analysed development models of rural bank at home and abroad, the paper further analysed the development status and problems of Hunan rural banks. Finally, proposed some related-suggestions on how to develop Hunan rural bank based on the above analysis.