The Research On The Management Of Operational Risk In Branches Of State-owned Commercial Banks

In recent years,the cases of chinese banks ofen happen, in 2005, they were very dangerious, financial cases constant escalated, it was worried of serious extent on operational risk in chinese banks. For this reason, in 2005, CBRC promulgated the circular of strengthen the work of anti-operational risk, the circular posed thirteen measure to keep a lookout operational risk, the circular became a basic standard on operational risk management in banks, it was use to contain some banks in breaking rules and the law, the circular promoted Chinese banks of improving of operational risk management. But it was influenced by understanding misread and develop fall behind, chinese banks had defent on operational risk management at present, it was veay hard task to improve ability of operational risk management. The thesis is base example case analysis on facts, it pose problem and measure of operational risk management in branches of state-owned commercial banks. First The thesis analyse operational risk definition,type and feature ; operational risk management definition, formation and method, it pose cause and management questiones of operational risk in branches of state-owned commercial banks, secdondly example cases were introduced and analysed, let Chinese banks gain revelation from example cases, meanwhile use the experience of other countries for reference of commercial banks operational risk management, branches of state-owned commercial banks should build suitable operational risk management system. From the research on operational risk management in branches of state-owned commercial banks, since 2005, state-owned commercial banks strengthen the work of operational risk system build; strengthen operational risk management, reduce operational risk case rate ; meanwhile, branches of state-owned commercial banks attach importance to build talent contingent.