Research On Operational Risk Management Of A Commercial Bank

The establishment of commercial banks is faced with various risks.The three most common risks are: operational risk,credit risk and market risk.The losses caused by operational risk to domestic commercial banks in recent years have exceeded market risk and credit risk,and operational risks are generally found in various links of commercial banks.Therefore,the current domestic banks need to focus on operational risk management,exploring and studing effective operational risk management measures,that can improve operational risk management system and risk management measures,which will be an important guarantee for the stable and sustainable development of commercial banks,and will also be a boost agent for the rapid development of the financial industry.In recent years,China Banking Regulatory Commission has constantly improved the risk management system.which has repeatedly emphasized the importance of operational risk management in the whole risk management system,and it aslo initially established the regulations and norms of operational risk management with the characteristics of domestic banks.The state-owned banks also increase the development of the construction of operational risk management system,which adopt the identification,monitoring and control effective management measures to improve the operation risk management,thus making the commercial banks stable and healthy development.As a state-owned bank,A bank has been adhering to the characteristics of not only serving the international market,but also serving the local economy,small and medium enterprises and the public.With its strong economic,the business continues to develop steadily.Firstly,this paper makes a comprehensive study on the operational risk management system Domestic and foreign,witch summarizes the foreign leading operational risk management concept and development experience,This paper analyzes the actual situation of the risk management system of domestic commercial banks.Through the analysis of the causes of the operational risk of A silver,which puts forward a set of optimization ideas for the operation risk management system for A bank.The purpose of this paper is to improve the operational efficiency and promote the healthy development of the A banking business with improving the structure of the risk management system of A banks,using operation risk management tools,and innovating management ideas,and optimizing management system.The purpose of this paper is to apply the theory of risk management topractical work and solve practical problems.On the other hand,it also wants to provide another solution for operational risk management.