Study On The Operational Risk Management Of Dongying City Commercial Bank

In recent years, the problems created by operational risks of commercial banks at homeand abroad become increasingly prominent, all aspects of operational risk in the Bankbusiness, involving various business lines. With the development of financial globalization,financial innovation and financial deepening, increasing size, banks increasing businessvarieties, dramatic rise in business complexity, Bank operational risk more dramatically, moreand more attention.Dongying City Commercial Bank,as a local commercial bank in the Dongying area,since its was founded in September2005, the expansion of its business at an alarming rate andscale of the expansion. The increase in business, branch of intensive, Dongying citycommercial banks operation risks of the more complex. This article first of all by building onCitigroup, United Kingdom bankers of different international organizations, such as thedefinition of operational risk, combined with my knowledge of the operational risk gives itdeems appropriate for the definition of operational risk. At the same time, by comparing thebasic indicator approach, standard and advanced metering law three operational riskmeasurement methods, had selected standard method is more suited to Dongying citycommercial bank to quantitative methods for the measurement of operational risk at this stage.Dongying city of this objective and comprehensive analysis of the present situation andproblems of operational risk management in commercial banks, fully draw on the Bank ofNew York and Germany of Bank operational risk management experience, improveoperational risk management framework, establish a sound internal control system and the useof electronic means of sound operational risk management in Dongying city commercialbank’s operational risk management recommendations are given.