Research On The System Of Operational Risk Management In A Branch Of Bank Of Communications

Operational risk, market risk and credit risk are the biggest risks that commercial banks must face, and they are closely linked with one another. Operational risk is the important component part during the management of operational risk in commercial banks. Only after a full understanding of the differences and characteristics of operational risk and other risks can we take better charge of the risks that commercial banks have to face.As a province bank, A Branch of Bank of Communications has faced more operational risks and more difficulties on the management of operational risks. The purpose of the thesis is to set up a management system of operational risk that applies to this Bank successfully according to the analysis of the problems of operational risks and the present situation of the operational risks management in this bank from every aspect.The thesis analyses the current level and tendency of the operational risks research at home and abroad by comparison and illustration, and dissects the problems of operational risks and the causes of them, the present situation of the operational risks management and also the methods of management in A Branch of Bank of Communications. Based on this analysis, this thesis puts forward constructive suggestions on setting up a management system of operational risk. According to the management system of operational risk in this bank, the thesis puts forward proposals on setting up information system of operational risk management, emphasize continuous management of business and evaluation of the risk of new products and new business and construction of the culture of risk management.This thesis achieves the united and all-round management on operational risk in this bank, reducing operational risk events, improving the management and domination of operational risk to a new level through constructing of management system of operational risk according to the practical situation of operational risk management in A Branch of Bank of Communications.