On The Functions Of Business Administration In Establishing Enterprise Credit Management System

The enterprise credit management system is a total sum of a series credit management systems, institutions and behaviors which was established and participated by the government, private enterprises and non-government organizations. In modern china, to set up the enterprise credit management system is the demand of the development of market economy system, is the demand of accelerating the establishing of harmonious society.The construction of the enterprise credit management system cannot be success without the participation of the government. Firstly, from the view of "playing chess" theory, government's participation is a way to argument the cost of lost credit; secondly, the system related to the produce of some public product, the produce should be the government; thirdly, in china, the intervene of government is the demand of the reality of credit change.From last century, our country's industry and commerce administration department has done a lot to establish the enterprise credit administration system, and it has obtained some achievements, but it also has some problems. The achievements lies in four aspects, that is the practice of establishing economical registered permanent residence, the implementation of classified supervising and managing system, the steady development of annual examination and the development of "Golden Credit" engineering and so on. The problems lies in six aspects: the channel of gaining enterprise credit information is narrow, the ignore of credit cultural cultivation, the supervising and managing commerce system still lack effective system regulations; the "Red Shield" net's function waits for further extends, the enterprise credit classification surveillance system needs further enriches, the appraisal Method require to be multiplication, the lacks of effective guidance for the construction of the credit management system inside the enterprises.The corporation credit management has made great achievements in foreign countries. Such as, in British and America formed a market dominant credit-collecting pattern, in Germen and France formed a government dominant pattern while Japan formed a association dominant pattern. Besides, the function of government differs from the credit-collecting pattern.The function of our country's industry and commerce administration department in establishing the inside enterprise's credit administration system mainly lies in the cultural guidance and the standard guidance; in outside, its functions lies in collecting credit information, in formulating rules, in guiding market, in executing of rules and cultivating culture and so on. In order to realize these functions, the countermeasure which we proposed is to use the education training to lead the credit culture, to make up the imperfect legal system by means of strengthening the legislative work, to improve the enterprise credit supervising and managing technology.