| Go with the internet economic time arrival, the financial industry is developing rapidly and the trend of globalization is becoming more and more obviously, especially of the banking interests. To solving the financial risk get harder because of the difficulties are gradually increased of effective regulation. The traditional regulatory approach has been slowly meeting the development of the financial industry as well, if regulatory innovation would have a valid impression in electronic supervision direction, then electronic supervision is monitoring the trend of the future.Banking regulatory commission Baoji branch still has many difficulties to overcome in the future on electronic banking supervision at current time focus on the applications of electronic building situation. We should establish a people oriented scientific supervision concept, at the same time looking around international regulatory standards and developing the non-regulated site vigorously in order to reduce regulatory costs by electronic monitoring. Financial risk is showing diversification right now when facing classified supervision with mixed banking operating. It is necessary to establish the corresponding development strategies to keep away financial risk and moderate supervision by the way boosts the electronic supervision process. Now regulatory targets and environments become more and more complex which brings us the electronic supervision of CBRC Baoji branch tough challenge. The rapid rise of electronic banking process make the regulatory staff known the importance that they should improve their quality of practitioners.Last but not least, the higher requirement is put forward to the financial security of network at information age right now. We should balance the relationship between financial management innovation and banking supervision steady development, when domestic banks entered into international arena competing with foreign banks. Combining the scene and off-scene supervision to prevent and resolve the financial risk, while upgrading banking services capacity to the community as well as enhancing risk awareness. |