Constructions Of Enterprise Credit Adaministration System

Market economy is also credit economy. Credit is the base of smooth proceeding of economic activities. However, many enterprises in our country have little sense of credit and the credit administration is almost a blank. Deficiency of credit and credit administration is gradually becoming an obstacle of enterprise development. Furthermore, it even threatens the survival of many enterprises. So a series of rated and centralized information management system of enterprise credit should be established in order to improve the credit environment of enterprises and promote the formation of credit concept in the whole society.Currently information management system of enterprises has been built and implemented in many areas in our country with good social and economic benefits in application. But in most systems the cities are taken as the center and there are no grated collection and centralized demonstration. At the same time, most of the systems only provide credit information collection and simple query function there are no credit rating agencies and credit analysis function.This paper mainly includes:1,Present the method of distributed data collection of enterprise credit information and centralized demonstration. This paper uses the two grade credit system and provides various credit data of enterprises to the society through internet.2,In this paper, scientific procedures of credit rating agencies of enterprises are presented according to the current development of enterprise credit in our country. The rating of enterprise credit is conducted using centesimal system. The rating data comes from the credit database of enterprises.3,This paper has realized the function of basing on credit information query and statistics analysis. The system makes full use of data in central database to classify, count and summarize and form the information that can be used by the government and enterprises. The analysis, integration and demonstration of data are based on the search engine of intelligent statements. The users can make information catalogue by themselves, screen the technology details in the database, and express the credit data using their familiar terms. They can also self-define the statement template according to their needs.