The Implementation Of Insurance Brokerage System On Banking Middle Business Platform

With the globalization trend of the world economy, the financial market and services of our country developed rapidly. The banking middle business was demanded as the traditional banking services no longer meet the requirements of business and retail customers. The middle business can serve customers better and help banks to build up good society images. Nowadays, many banks have already provided middle business such as brokerage service for consumers on behalf of water, electricity, gas and telecom providers, got satisfied result from it. With the development of the insurance market, insurance-fee brokerage becomes a new field of middle business. Insurance brokerage brings larger benefit to banks.The banking middle business platform is a middleware to fulfill the function of the trade connect, is the core run platform of the middle business. The banking middle business platform is the platform to provide the service like security, integrality and real-time of the transaction by using transaction middleware, message middleware etc. This thesis based itself on the banking middle business platform, developed an insurance brokerage system on banking middle business platform based on the background of finance field. The system developed in the method of software engineering and module, take the PD of CICS to be the component, developed six module including registration, deletion, query, modification and payment and correct payment. This thesis described the method of how to develop a new middle business system on the middle business platform, illuminated the concept of middle business, the middle business platform, technique points of middle business platform, the functioning modules of the middle business platform and the development process of the insurance brokerage middle business system of Huludao city.According to the particularity of the insurance brokerage system, this thesis puts forward a new schema in system design, brings four insurance middle businesses into one, and reduces the quantity of the business in middle business platform server. Through the factual run of the insurance brokerage system, banks will be able to serve their customers better by allowing them to handle insurance process at any banking branch, including registration, deletion, query and modification of insurance transaction. The insurance brokerage system will help banks to increase their whole benefits and take lead in the market competition.