The Design And Implementation Of Farmers Loan Management System Of Commercial Bank

The system is the status of Harbin Bank to develop a system for household loans. The main purpose of developing farmer loans, on one hand is to solve the problems of rural branches'market positioning and source of earnings. With the development of Harbin Bank's fanners' loan, the scale has expanded; the number of loans has increased year by year. The purpose of this system is related to agricultural credit management departments in order to provide an effective management way to replace the existing one which can reduce the intensity of the work, improve the efficiency, and ensure the accuracy and completeness of the data of farmer loans in the whole process.This paper used for the development of J2EE platform, MVC design architecture in accordance with the requirements of the system with a reasonable structure to ensure the separation of business code and view code, reducing development costs of the application system, the maximum degree of weakening of the client-side functionality, enhanced server-side functionality While significantly reducing system complexity and maintenance difficulty. Designed using the message class of ISO8583, XML parsing technology, DB2 database, designed and implementation of the farmers loan management system. Through XML parsing technology makes data transfer in the form of a more flexible and easy to maintain. This paper, based on UML technology, the system overall business analysis and system management module is divided into loans, farmers management module, integrated management module, post-loan management module, risk control module, the standard parameters of the module and report management module to maintain seven Big modules, each module through a detailed analysis of design, implementation, management of rural households involved in lending conventional business data processing related functions.And through the design and implementation of this system, with wireless communication technology, the bank staff out of the bank counter, came to the scene to conduct business in rural areas, greatly reducing management costs and better serve the "three rural", the initial realization of the mobile bank.Paper completed the farmers loan management system. After the system functional testing and performance testing, the system had achieved the design objectives and requirements. Been applied in Harbin Bank, it has achieved good results. The customer data standard in the system is based on the People's Bank personal credit data. It is with a good general and has laid a good data base for the future of personal credit analysis and risk management in the future.