Study On System Design And Related Technology Based On SMS Of Mobile Payment

With today's deepening society information process and the accelerating pace of life, the demand of varies of information and services in daily lives is also increasing diversification,concentration and convenient. With the continuous development of mobile e-commerce, the phone is no longer limited to voice and messaging, more and more value-added data business applications comes into being.This article firstly tries to find the industrial chain and operational model for China's mobile payment from a commercial view. Due to China's national conditions, market and other reasons, China's mobile phone business is still in its infancy. Through the comparation of the traditional payment and mobile payment, in light of the application status at home and abroad as well as social requirement analysis, this article finds the reason that impacts the development of Chinese mobile phone payment and developed a new mode of growth for China's mobile payment industry.Analyzing the moblie payment launched by Shandong Branch of China Unicom and Yin Wang Unicom Science and Technology Co., Ltd., this paper raises a design that takes the third-party service providers as a mobile payment platform based on a short SMS message, the system's network architecture, Logical structure, function and process payments are discussed in detail and how to data realize encryption security for mobile payment is also referred technically. Use hybrid encryption that combined the 3DES symmetric cipher with the two public key encryption password algorithm to achieve encryption of mobile payment, and based on the above, the effectiveness of the program is theoretical analyzed to prove the feasibility of the program.The article also analyzes main obstacles and problems of the mobile payment in the implementation, explores the future development direction of China's mobile payment and puts forward solutions to promote the use of the mobile payment business.