Problems And Countermeasures In The Implementation Of Medical Insurance For Urban Residents In Yangzhou City

Medical insurance for urban residents is to did not participate in medical insurance for urban workers Urban Minors and not the work of the residents as the main object of the insurance system of medical insurance. It is the second after the implementation of basic medical insurance system for urban residents and the new rural cooperative medical system, the CPC Central Committee and State Council to further solve the medical problems of the masses of the people, and constantly improve the medical security system of the major initiatives. It is mainly on the non employed urban residents medical insurance system arrangement, the relationship between people’s livelihood of China is an important social security system.Based on the medical insurance for urban residents in Yangzhou city as the analysis basis, focuses on the analysis of the medical insurance for urban residents in Yangzhou city in the background, process, operation status, the basic situation of the insured residents. Based on the literature analysis and case analysis and other methods, objectively pointed out in Yangzhou city during the actual operation of the achievements in the medical insurance system for urban residents, the satisfactory results are obtained in terms of personnel and funds guarantee coverage. The article also bluntly pointed out that the problems in the medical insurance for urban residents in Yangzhou City, the actual operation of the problems, these problems mainly displays in:the moral hazard of the existence of the phenomenon of repeated insurance, medical insurance for urban residents in the operation of the existence, the basic medical and health institutions service capacity is not high and the social security agencies work efficiency is low. This paper on the basis of the analysis of the causes of these problems, mainly due to: the insured object identity is difficult to define, urban residents did not achieve Yingbaojinbao, the overall level of community health service institutions is low and the moral risk is difficult to control.Finally, aiming at the existing problems and the reasons of the payment from the sound system to speed up the integration of urban and rural residents, the construction of the medical insurance medical insurance mode, Co ordinating the residents to improve treatment, gradually improve the treatment of medical insurance payment standard, strengthen the ability construction and puts forward some countermeasures and suggestions corresponding to strengthen supervision and control moral hazard.