The Study Of National Student Loan System In Our Country

The national student loan is one of outcome in the modern social.It is a combinething of democracy, equity, cost to share and manpower capital modern thought andtheories with practice.It is also an important phenomenon that the internationalhigher education develops nowadays. Currently, student loan conduct and actions akind of margin means with personal higher education has already been promoteextensively.The national student loan system of our country is our country's highereducation reform and development of inevitable outcome,the formationanddevelopment of it not only be subjected to whole international educate greatlyenvironmental influence, in the meantime, also have an our country oneself special stateof the nation background and history condition our country with in 1999 for source,experience successively several years change with adjustment, a few easy drafts,currently already initial built up a the whole set to contain own special features andnational student loan system.The birth and the promote of this system with haveimportant ages meaning.It obviously not Only is the financial product of a simplicity, butalso a matter pass China educate deeply turn of the system reform, offering highereducation opportunity of equal, mattering pass the socialism system superiority ofthe bank system carries through a section to teach to make a country strong strategicsacred job and key job.It helps the university students to set up correct investmentprincipling of the education consumption and the lending view of modern, living view,strengthening independence to self-renewal consciousness and cherishing theopportunity of university study. It also is a "catalystu which is as soon as possible buildup guaranteeing system and reputation system with complete society in the meantime,moreover, it will also be a new business growth of commercial bank and villagereputation agency to order, since have a social performance, be also advantageous toincreasing the oneself economic performance.We observed from the fulfillment, circulating of our country nation loan, Ioan policy is from tightly to loose, loan business from no to be, the student loan scale hasalready exceeded since the childhood can pleased step and totally have made the biggerprogress what we can see is the national student loan system of our country fromimplement mechanism, lend money risk to guard against with compensate mechanismand apparently was more perfect to the leadership of this work, management and direct,and the student loan is becoming an all levels government gradually, levels educationsection, each university and college and manage a common work of financing institutionhave an exodus poor university student in the our country's university and college,frombeing pushed to leaded, this system produces more and more great influence to thestudents in university and college Who have economic national crisis and theirfamily and obtained to relatively show the result. However, in the processingpromoted in the system , some mutually disobey with system original intention ofantinomy and problem continuously show a view and work progress also more slowly,even once appeared big area to stop the phenomenon of the loan. Although severalthrough policy adjust, result and difficulty always together at. The creation of theseproblems,a part is a new-born thing development what beginning start a stage todifficultly avoid, otherly then our country the current student loan item meet anemergency come out and blemish result in system.We have a necessity need to haveheight to limitment of student loan system now and the reformation becomes thesystem which more suits people. The stone of his mountain can offend jade.Wecompletely can should also start from the flourishing nation and other developingcountry student loans, operation and management of experience and teach mediumstudy with absorb useful thing, help us correction, reform and perfect our country ofnational student loan system. To the first problem, the demanding wants the existingstudent loan policy and its operation process carry on some corrections and reformationand can resolve.For the second basic problem, then needing to carry on exhaustivereform to the whole student loan project ,then can overcome it. Pass to revise andreform an existing student loan project, set up a student loan system of system, not onlybe advantageous to Show there is the usage resources of the ability success in Chinaresolve and 1/5 population in the world of education development problem, but can also is nation for other developing countries and newly arisen market economy to providedemonstration and draw lessons from.This text is exactly station in this height, sign here an idea, though a researching ofour country national student loan system of origin and development change, thenobserve a study our country the whole present condition of the student loan, and try tocarry on a thinking from several angles, at our country student loan system of sciencesetting up, put forward an own~ views, give the suggestion and counterplan of thereasonable.