China's National Student Loan New Institutional Economics

With the arrival of knowledge economy, there is an ever-growing demand for high education from society. And with the ever-increasing expansion of enrollment in institution of higher learning, how to cope with the problem that needy students can't afford their tuitions has drawn great attention from society. "High education needy student aid system" is stablished along with popular of the high education and the tuition reformation, playing an import role in guarantee needy student to complete their study. However, many problems crop up in normal education supporting loan in practice. This paper discusses the representative problem existing in practice and presents the effective countermeasure.The paper is divided into five parts:The first part: foreword. In this part ,paper introduts implementary things of national student loan system,and the necesity of bring national student loan into practice.The second part: summarize the national student loan. It mostly introduces the meaning,styles,the basic characteristic.The third part: National Student Loan system in the implementation of the existing problems, were combing. Mainly in the implementation of the National Student Loan lack of a sound institutional environment, the state student loan policy and operation of the contradictions between the commercial, national student loan system on the sustainability of the implementation of existing defects, such as.The forth part: National Student Loan theoretical analysis. First, from the system and the system changes the theory, for our national system of student loans and changes in foreign student loan system, analysis of China's national student loan system design concept, he system environment. The system environment and system design concepts put forward suggestionsThe fifth part: in accordance with the reality of China's national conditions, by improving our national system of student loans under the proposed national student loans in the course of implementing the existing problems, and through theoretical analysis of these issues, we raised the question of the existence of the The appropriate policy recommendations. First, improve the supply of the system of government functions, the National Student Loan is a systematic project, the implementation of the system should have the appropriate institutional environment. Second, the student loan system for the country to create fixed sources of funding. To protect national student loans for sustainable development..