The Development And Practice Of Medical Liability Insurance System In China

With the improvement of the medical institution and citizen’s legal consciousness, the relationship between doctors and patients has gradually become the focus of social concern. With the rapid development of social economy and the improvement of people’s living standards, people’s demand for medical services is rapidly increasing. The medical and health undertakings in China are in the stage of rapid development. However, the management level of professional and technical strength and medical safety of hospital can’t keep up with the growing demand of medical service, which makes the medical disputes occur. In order to disperse the risk of hospital or medical doctors, ease the contradiction between doctors and patients, protect the legitimate rights and interests of patients, the medical liability insurance system is adopted to resolve the contradiction between doctors and patients, however, medical liability insurance system in China has restricted its own effective development.Firstly, this paper reviews the domestic and foreign research literature, analysis of the current situation of the current medical liability insurance system in China on this basis, combined with the development status of the medical liability insurance system in Huzhou City, Zhejiang Province, analysis of the causes, nodes and rules of medical disputes in Huzhou City, Zhejiang Province. Through the study of the international advanced medical liability insurance system, this paper analyzes the advantages and disadvantages of the existing system of medical liability insurance, and the analysis of the difficulties faced by the fundamental solution to the medical disputes. We must improve the existing medical liability insurance system, make full use of insurance as a social stabilizer of economic compensation, so as to sum up the suggestions for the improvement of medical liability insurance system in Huzhou City, Zhejiang Province:First, the establishment of compulsory medical liability insurance system. Second, to promote the development of compulsory medical insurance system. Third, improve the relevant laws and regulations and the implementation of measures. Fourth, to strengthen the third party mediation hardware security. Fifth, the implementation of different stages of medical liability insurance and medical personal liability insurance policy arrangements.