Research On The Effect And Improvement Measures Of Medical Liability Insurance In Guizhou Province

In other countries,the development of medical liability insurance has a long history.In the last half of the century,it appeared in the United States.After nearly a hundred years of development,it has from immaturity to stabilization for resolving medical disputes.It played a good role for protecting medical personnel.In China,various parts of the medical disputes occurred frequently in various regions provinces recently.A number of provinces make use of medical liability insurance to solve medical liability risks and maintain society.However,the development of medical liability has been left behind because of relevant government department hadn't attaching great importance to it in the advancing process.In addition,medical liability insurance experienced for short time in China.Therefore,how to make a decision for the insurance model and the terms is not yet mature.So,it is important to how to implement medical insurance play the role of social management for risk dispersion.Guizhou Health and Family Planning Commission and the Insurance Regulatory Commission issued "Guizhou Province medical liability insurance system security program(Trial)" in December 17,2015.After a year,the preparatory work of the medical liability insurance in the province has finally kicked off.In the program,secondary or more public hospital must buy medical liability insurance before the half of 2016.Medical liability insurance is in its infancy in Guizhou province,but it makes some achievement from the view of the consumption of the insurance.However,there are still many problems to be solved due to the short time of the implementation of insurance in Guizhou.In the first,the research expound that medical liability insurance can disperse medical liability risk base on risk management strategy.Then the research introduces the situation of medical liability insurance in Guizhou province.Through the investigation on the hospital,we can obtain the relevant information and data.In the second,we make use of quantitative analysis on the basis of the effect of the implementation to evaluate the efficient of medical liability insurance in Guizhou Province.At the last,the research tries to find out the reason that it produced the effect in the operation of medical liability insurance in Guizhou.Finally,the research gives some advices to solve the problems about medical liability insurance in Guizhou.The first part is introduction.In this part,it gives a brief introduction of the study of literature on medical liability insurance at home and abroad.Then it describes the purpose and methods of this research.In the second part,it analyzes the different characteristics of the medical risks.Then it expound that it would had better disperse medical liability risk by medical liability insurance.In the third part,the research describes the current market situation in Guizhou province of medical liability insurance from demand and supply.It expounds the supply of medical liability insurance from property insurance companies and medical health undertaking.The conclusion is that the impact of medical liability insurance coverage behavioral factors including attitudes grades,categories,and medical personnel of medical institutions.In the fourth part,the research analyses specific implementation of medical liability insurance in Guizhou,including government support policy,medical liability identifications,as well as specific provisions setting.In the fifth part,the research discuss the medical institutions respectively attitude of medical liability insurance,defects,as well as relevant government departments' attitude to medical liability insurance.Then it find out the reason why the effect of the implementation of medical liability insurance in the development process.In the sixth part,the research gives some advices to produce medical liability insurance developing better in Guizhou.In addition,insurance companies,three relevant government departments and third parties need to strengthen the work.The inadequacy in this paper: the research analysis Guizhou's medical liability insurance implementation effect by investigation,but the sample size is slightly less get less.The paper evaluates the level of medical liability insurance through a combination of qualitative and quantitative analysis in Guizhou.There is comprehensive evaluation of various indicators to measure the judgment matrix in AHP.Because of the limited ability of individuals and given the right weight coefficient subjective bias,it would be continued to be studied further in the future.