Inventory financing in the supply chain is a good way to relieve the financial pressure for small and medium-sized companies.In the inventory financing alliance,the issue of income distribution is particularly important.However,under this model,small and medium-sized companies are easy to take over a outstanding position in the process of income distribution due to their own conditions and other factors.Therefore,taking the inventory financing mode as the starting point,this paper explores a reasonable income distribution scheme to make the participants win-win cooperation and promote the stability of the inventory financing alliance,which is conducive to revitalizing the supply chain inventory of small and medium-sized enterprises and increasing effective financing.Based on the chattel pledge business in the inventory financing mode,this paper analyzes the specific operation processes of banks,small and medium-sized financing companies and third-party logistics companies,the characteristics of small and medium-sized companies,and the income of all parties.According to the principle of income distribution,this paper extracts four factors that affect the income distribution of the main body,such as input cost,risk-taking,information contribution and scientific and technological innovation ability.Then design the optimization scheme:by setting various parameters,build the game model of the income function under the inventory financing mode,calculate the individual and joint income under the cooperative and non cooperative conditions,and then use matlab to carry out numerical simulation to optimize the value,and then combined with the example,use the Shapley value method and the cloud center of gravity correction model to obtain the final revised income distribution results.The results show that the bank has a part of the profits,The income of small and medium-sized enterprises and third-party logistics enterprises increased.The main conclusion of this paper is that a reasonable way of income distribution can promote the stable cooperation of the three parties under the inventory financing mode and obtain long-term benefits.For small and medium-sized enterprises,it can relieve their pressure on capital turnover and smoothly carry out production and operation plans.For banks and other financial institutions,the number of customers can be increased to a certain scale,which can obtain large-scale benefits and improve the efficiency and level of capital utilization.For the third-party logistics enterprises,they can improve their warehouse utilization rate,provide good services for banks and small and medium-sized companies by using their own information,gain trust and increase stable customers. |