| In recent years,Expressway Derivative Economy has brought economic effects and industrial transformation opportunities to highway logistics enterprises by virtue of the function of integrating economic factors along the highway and promoting industrial integration,and the update and iteration of digitalization and information technology has accelerated the integration capability of platform economy,providing an operation platform for road logistics enterprises to diversify and develop value-added businesses such as logistics finance.In this context,it has become an important topic to study the rational allocation of logistics and financial resources in the industrial cluster constructed by Expressway Derivative Economy,and the combination of industry and finance to find industrial strategic transformation and realize economic benefit opportunities for road logistics enterprises.This paper deeply studies the existing business types and risk composition of Expressway Derivative Economy and logistics finance,combines the organizational structure of JW enterprises and the expressway derivative economic business model integrating warehousing and logistics,digital information platform construction,park management,and bulk material centralized procurement management,and uses PEST-SWOT composite matrix research tools and SPACE matrix research tools to systematically investigate the macro environment and strategic direction of logistics finance business of enterprises.Under the circumstance that JW enterprises are determined to have the ability to develop logistics and financial business,a unified credit granting model,warehouse receipt pledge mode and a confirmed warehouse model were established as the business to be carried out by the enterprise.At the same time,the risk management study found that JW enterprises can avoid some logistics financial business collateral risks,credit risks and market risks through the business system built by Expressway Derivative Economy.Finally,combined with the advantages of JW Enterprise Expressway Derivative Economy,professionalism and internal management shortcomings,as well as technology-enabled innovation and development,the management suggestions are put forward for enterprises to carry out logistics and financial business.As a typical highway logistics enterprise,JW Enterprise is a subsidiary of highway operators undertaking logistics functions,and this paper explores the logistics financial model under the background of road economy,which provides guidance and practical significance for road logistics enterprises to diversify their financial business in the region. |