Study On The Risks Of Logistics Finance Of Third-Party Logistics Enterprises

In recent years, the development of logistics financial business is gradually taken attention and become innovative and profitable projects of the logistics enterprises. Financial institution, third party logistics enterprises and medium enterprises are take participate in the development of logistics finance business. The development of the logistics finance business brings a tripartite "win-win" effect. Not only is it for small and medium enterprises to provide financing, but also provide a new operational projects in the current fierce competition for the market of logistics and financial sector. It also increases the competitiveness of enterprises and provides a new profit point for them. At the same time, the cooperation between financial institutions and third-party logistics enterprises enables financial institutions to solve the "want the loan can’t credit" contradictory dilemma because the reason of the logistics enterprises supervision of pledged goods provide appropriate safeguards for banks. Moreover, financial institutions not only provide a new development platform for logistics company but also provide needed financial support for third-party logistics enterprises developing logistics and financial services.However, development of logistics finance in china is still in its infancy with no sound legal environment and safeguard mechanism which will lead to greater risks for third-party logistics companies in the conduct of this business. Therefore, how to carry out financial business logistics operation mode, what will the future risk, how to determine and control risks for the third-party logistics enterprises is particularly important.The purpose of this paper is try to analyzes the risks faced for third party logistics enterprises carrying out logistics and financial services, mainly introduce the associated infrastructure, operation mode of logistics and financial business, the risk faced and other theory of logistics finance operations in the relevant reports. The theory make above the establishment of a risk assessment system. And this paper gathers relevant data through questionnaires and visits related experts and enterprises. On the basis of constructing radial basis wavelet kernel function, establishes a financial risk evaluation model based on wavelet logistics support vector regression (W-SVR). And the model realizes evaluation process with the help of the combined use of MATLAB example.