Research On Financial Support For Farmers’ Entrepreneurship

In 2021,China built a well-off society in an all-round way,solved the problem of absolute poverty,and relative poverty still exists.How to realize the prosperity of farmers is a major problem that the theoretical circles and practical departments have been paying attention to and trying to solve for a long time.In the implementation of the Rural Revitalization Strategy,how to give effective play to the financial function,strengthen the financial support for farmers’ entrepreneurship,and make farmers truly become the protagonist of Rural Revitalization is a major theoretical and practical proposition that needs in-depth research.Qinghai Province is a typical underdeveloped area.Affected by the urban-rural dual economic system for a long time,the urban-rural development is seriously unbalanced,and it is more necessary to vigorously develop the rural industrial economy.Farmers’ entrepreneurship is conducive to promoting the transformation of agricultural industry and improving farmers’ income.Financial support for farmers’ entrepreneurship can mobilize farmers’ enthusiasm for entrepreneurship,improve farmers’ entrepreneurial performance and promote the upgrading of rural agricultural industry.Based on the theory of rural finance,this paper studies the financial support system of farmers’ Entrepreneurship in Qinghai Province from the perspective of entrepreneurial farmers’ endowment by using the combination of qualitative and quantitative methods and comparative analysis.The results show that:(1)among the influencing factors of financial support for farmers’ Entrepreneurship:entrepreneurial farmers with different characteristics affect the strength of financial support.The entrepreneurial farmers with high financial support are mainly non-agricultural entrepreneurship,entrepreneurship years of 1-3 years and age of about40.The order of influencing the degree of financial support is credit status,entrepreneurship type,education level,average annual income and farmers’ age.(2)The main problems of financial support for farmers’ entrepreneurship are: the total amount of financial support for farmers’ entrepreneurship is insufficient and the structure distribution is uneven;Poor endowment of farmers and serious financial exclusion;The mode of supporting agricultural products is backward,and the finance is lack of innovation.(3)The main reasons for the above problems: the imperfect financial risk dispersion system and the lack of matching agricultural support system.(4)Put forward policy suggestions on Farmers’ entrepreneurial financial support: financial institutions should strengthen risk management and financial innovation,the government should support insurance institutions to enter the rural financial market,and regulators should implement differentiated and layered management of rural finance.