Design And Implementation Of Integrated Payment Platform Based On Microservices

With the rapid development of cloud computing and third-party payments,payment methods are changing significantly.The emergence of numerous online payment platforms such as banks,Alipay,We Chat,and other similar institutions has led to a wide range of payment needs for users and a fragmentation of payment channels.Therefore,a single payment platform can no longer meet the payment needs of users,and the integrated payment method with a direct connection to multiple payment channels has ushered in development opportunities.However,the simple integrated payment platform has a single function and cannot provide services such as merchant operation management.It is crucial to build an integrated payment and operation platform for merchants using Microservices technology while aggregating third-party payment channels to realize the unification of information flow and fund flow.Designed and implemented a Microservices-based integrated payment platform with Saa S services as the innovation point.It integrates merchant construction,self-operation,and payment management in the integrated payment platform,significantly facilitating merchants’ payment and management needs.The thesis first analyzes the research background and gives an overview of integrated payment and Saa S development status.Then,the analysis and design of the system are introduced in detail in terms of overall architecture,communication architecture,and security architecture.Based on this,the main functions of the integrated payment platform are highlighted with merchant platform,merchant payment,and Saa S service.The test results and analysis show that the system can better support individual merchant management,connect to multiple third-party payment systems,and realize the organic unification of service and payment.