Design And Development Of Enterprise Payment System Based On SaaS Mode

With the development of cloud computing and Virtualization technology,Compared with traditional enterprise system architecture,Cloud computing architecture is easy to deploy and cost savings,the advantages of the SaaS model in enterprise software system is driving the rapid growth of the enterprise software market.Financial system is an important part of enterprise software system,and enterprise payment is an indispensable link of the financial system.Compared with the consumer Internet industry,in the field of payment,with the development of Internet technology,third-party payment platforms such as payment package and WeChat payment have emerged in the past decade which greatly facilitates our daily life,work and study.The innovation in the field of consumption Internet also plays a positive role in promoting the innovation of business model in the real economy.The traditional enterprise payment system also realizes the transfer from offline to online which promotes the development of enterprise payment.This paper analyzes the existing problems in the existing enterprise payment system,and analyzes and designs the enterprise payment system based on SaaS model.Firstly,the market and trend of domestic and foreign consumption Internet and enterprise payment service platform are analyzed.Then it discusses the system design process of enterprise payment system based on SaaS model.The system consists of background management module,platform service module and security management module.The background management module mainly includes tenant management,user management,account management,authority management and financial institution management.The service module of the platform includes inquiry service,transfer service and electronic bill service,among which inquiry service includes account inquiry,account instant balance inquiry and account transaction flow inquiry.Transfer service includes public and private transfer,upper and lower transfer and transfer commonly seen in enterprise bill payment business.The security management module mainly introduces the content related to the security of enterprise payment system from the external security and internal security aspects.The external security includes the external business system access management,security authentication service and bank interaction security management,while the internal security introduces the security monitoring platform,logging and authority control.Finally,the system is tested on the basis of design and development.The system adopts the SaaS model and is deployed on Huawei cloud PaaS platform to improve the work efficiency and operation convenience of operators.The system test is introduced from two aspects of function test and performance test.According to the test results,it is concluded that the system functions meet the requirements of product design.