The Supply Chain Financial Business Research On Optimization In Application Of Blockchain Technology

In recent years,with the increase of financing demand and policy support of small,medium and micro enterprises,the development of supply chain finance is very rapid.Supply chain finance provides credit to upstream and downstream enterprises in the supply chain through the credit of core enterprises as guarantee.However,due to the existence of data islands,the authenticity of each business process in the supply chain can not be guaranteed,which leads to the credit of core enterprises can not be transmitted,and finally affects the development of supply chain financial business.However,blockchain technology has the advantages of data tamper proof and decentralization,and can establish a trust mechanism,which can enhance the credibility of supply chain financial business data and reduce the difficulty of risk control.In addition,the improvement of data credibility can also strengthen multi-party trust and cooperation,solve the problem of information asymmetry and consolidate the credit foundation.It can be seen that in the business of supply chain finance,blockchain technology has a unique application scenario,which can reshape the financial service framework and effectively release the energy of supply chain financial financing.Therefore,research on the optimization of supply chain financial business based on blockchain technology can find a breakthrough in the existing mode of supply chain financial business and boost the development of real economy.Taking Linklogis as an example,this thesis deeply analyzes the possibility and operability of Linklogis using blockchain technology to solve the “pain points” of supply chain financial business through literature research and case analysis.Firstly,starting with the difficulties faced by supply chain finance,this thesis analyzes the shortcomings of traditional supply chain finance from all levels.Secondly,it analyzes the internal mechanism of blockchain technology to solve the financial problems of supply chain;Combined with the practical background and driving factors of the case,this thesis analyzes the idea of how to use blockchain technology to solve the problem of supply chain finance.Starting from the authenticity,this thesis puts forward several schemes of "blockchain + voucher and transactions","blockchain + receivable" and "blockchain + asset securitization";After that,it analyzes the specific application scheme of the case in the real scene,and analyzes the effect of its application.Finally,the unsolved problems of blockchain supply chain finance are analyzed from the perspective of blockchain technology and the commercial essence of supply chain finance.This thesis organically combines blockchain technology with the specific application scenarios of supply chain finance and breaks through the existing research that only stays at the theoretical application level of blockchain technology.The following conclusions are drawn: first,the application of blockchain technology to supply chain finance takes effect on business optimization,specific performance in solving the problems of data island,data authenticity,low efficiency of business process,high financing cost and so on.Second,blockchain technology is not a universal technology.Due to its own technical defects,it can not guarantee the authenticity of data before data uploading,the data island problem of cross chain platform,with algorithm its own problem,alliance chain’s problem and the commercial essence of supply chain finance and business.Finally,according to the above conclusions,three suggestions are put forward: first,from the perspective of the government,we should guide the development direction of "blockchain + supply chain finance";Thirdly,accelerate the innovation of blockchain technology and formulate corresponding industry standards;In addition,corresponding legal supervision should be strengthened to build a great "blockchain+ supply chain finance" environment.