Research On Operational Risk Of X Bank Based On FUZZY-AHP

Nowadays,the so-called operational risk,credit risk and market risk are uniformly summarized as financial institution risk.Market risk and credit risk were introduced earlier,so far,a relatively mature management technology has been formed,and a relatively complete management system has been established in the major financial institutions.Although operational risk was proposed early,the study of operational risk in China started relatively lately.In China,the study of operational risk began gradually after the release of the Basel New Capital Accord.With the continuous development of the world economy and the gradual globalization of the financial industry,the complexity of bank transactions and the maturity of information technology have become an important basis for the study of operational risks.As the research object,this article takes X bank as an integral whole,and USES the non-traditional way carries on the comprehensive evaluation,based on the combination of fuzzy mathematics and analytic hierarchy,and combining with the results to analyze cause of financial risk factors in the Internet,where the leading factors for,through the study of the rational analysis of different types of operational risk,using reasonable hierarchy system,the actual risk for X bank operation risk.The test shows that the operational risk of X bank is in a high risk state.In this paper,from the perspective of five first-level indicators,the corresponding risk management structure is constructed,and countermeasures are proposed to solve the risk,hoping to provide a basis for relevant personnel to solve the risk,and the proposed countermeasures are expected to play a role in the reduction of operational risk of X bank.Finally,the conclusion and prospect of this paper are put forward.