Reserch On Problem And Countermeasures Of Housing Accumulation Fund Supplementary Payment In ZhangJiaGang City

The housing provident fund system is a social housing security system established and developed by combining the successful experience of Singapore's housing fund system and China's specific national conditions in the urban housing system reform in the early 1990 s.It is an essential social system for China to further deepen the housing system reform.Zhangjiagang city housing accumulation fund management interim measures since 1997,has been gradually to the public accumulation fund for housing construction coverage to include all kinds of economic types of enterprises,individual businesses and flexible employment of the labor force,and in the process of its 20 years of development,the urban residents consumption financial support and economy played an important role.However,with the improvement of housing accumulation fund coverage rate and treatment level,some problems in the housing accumulation fund system have gradually emerged.Under the influence of increasingly serious housing problems,people pay unprecedented attention to their own housing provident fund deposit rights and interests,among which the problem of supplementary payment of housing provident fund caused by enterprises' non-payment and arrears is particularly prominent.The issue of supplementary payment of housing accumulation fund has always been a difficult problem in the work of housing accumulation fund,and is also the focus of the contradiction between the public and the housing accumulation fund in Zhangjiagang city.If we can not deal with these problems well,it is bound to affect the rights of workers,the development of enterprises,and then affect social stability.So whether from the development of the housing provident fund system or from the "people-centered" perspective;Whether from the perspective of market economy or the development of national economy,it is of great theoretical value and practical significance to study the problems existing in the supplementary payment of housing accumulation fund in Zhangjiagang.This paper focuses on the problems existing in the supplementary payment of corporate housing accumulation fund in Zhangjiagang city from the perspective of research,and reviews the background and development of the establishment of the housing accumulation fund system in Zhangjiagang city before putting forward the problems.At the same time,this paper introduces the current situation of the supplementary payment of the housing accumulation fund in Zhangjiagang city,expounds the object and specific process of the supplementary payment of the housing accumulation fund,and summarizes the current changes in the form of the supplementary payment of the housing accumulation fund in Zhangjiagang City.Multidimensional of zhangjiagang city housing accumulation fund payment of existing problems are analyzed,and pointed out the current problems existing in the payment of housing accumulation fund is mainly manifested in three aspects: on the source of enterprise not according to stipulations for worker pay puts housing accumulation fund,the current policy is not related to the payment of solving the problem of payment and payment of the problem is not solve a series of social problems.Then it explores the root behind the problem,and puts forward that to solve the problem of supplementary payment of housing accumulation fund in Zhangjiagang city,we need to expand the coverage of housing accumulation fund,establish and perfect relevant supplementary payment policies,and establish the status of housing accumulation fund system.It is hoped that some tendency-oriented and practical Suggestions can solve the problems existing in the supplementary payment of housing accumulation fund in Zhangjiagang city and promote the improvement of housing accumulation fund system.