Xi'an Housing Accumulation Fund To Support Affordable Housing Construction Problem Research

As an important composition of China's housing security system,affordable housing,is to solve the urban residents in our country,especially the system of the main problems of the housing difficulties of low-income groups.Due to the construction of its own characteristics,such as long investment period and large investment scale,leading to relatively low return on capital,decided the construction capital source became a key to the development of the housing.Meanwhile,another important form of housing security system,policy of housing accumulation fund,but at this stage problems of large quantities of money balances.This not only lead to low service efficiency of funds,but also can't really play a role of the guarantee of the public accumulation fund for housing construction policy.Aiming at a series of problems at the present stage,the country put forward the policy of housing accumulation fund to support of affordable housing construction,and selected parts of the city carried out pilot work,in order to broaden the affordable housing construction capital source channel,improve the service efficiency of funds,of housing accumulation fund to better meet the housing needs of the housing difficulties of groups.This article mainly uses the empirical analysis method,xi'an housing accumulation fund to support the construction of affordable housing process,analyzes the existing problems in the process of policy implementation,and by drawing on the successful construction experience of domestic other pilot city,puts forward countermeasures and Suggestions.First of all,the accumulation fund to support the construction of affordable housing related theory,policy evolution,operation of the xi 'an housing market environment,the public accumulation fund for housing construction,it reviews the status quo of affordable housing supply and demand,providing theoretical basis for subsequent parts of the paper writing.Secondly,this paper expounds the basic situation of xi "an accumulation fund support affordable housing construction,and in batches of xi 'an 23 pilot project cash situation,this article analyzes the construction,puts forward the problems that exist in the process of pilot projects in the actual operation,mainly include: policy operation process,absence of basic management,and extensive,insufficient fund security and accumulation fund limited personal business.Again,for xi'an's problem existing in the pilot project construction process,selection of three pilot cities,Beijing,dalian,chongqing support for the pilot city accumulation fund of housing of experience in construction are introduced,and combined with xi" an actual situation proposed pilot project experience for reference,provide reference for policy recommendations section at the end of the article.Finally,in view of the practical problems of xi "an,combined with the construction of Beijing,dalian,chongqing,Hong Kong and experience,improve the operating process,strengthening basic management,to reduce the capital risk policy,improve the supporting measures four aspects put forward countermeasures and Suggestions,refinement of policy operation aspect,mainly includes: to build information platform,strengthen information disclosure,improve the project financing channels,improve the project progress collection system,accelerate the construction of basic facilities.While improve the supporting measures mainly include clear proportion of loans,clarify the pilot project of basic construction requirement two big aspects.The main innovation of this paper lies in: to xi 'an as the main object of analysis,support for xi "an accumulation fund housing construction are analyzed in detail;According to the operation of the pilot project process,puts forward the existing problems,and in combination with pilot cities,on the basis of successful construction experience,puts forward the measures to promote the policy suggestion.