A Study On Optimizing Financial Risk Management Strategy Of Gansu Branch Of China Construction Bank

Commercial bank is a special industry of managing currency and a high-risk industry.Unlike ordinary industrial and commercial enterprises,commercial banks gain profit through capital operation,which has the particularity of operating a large amount of capital.Therefore,the financial risk of commercial banks penetrates into every link in the process of operation and development,which is the concrete embodiment of bank risk in its value level and has an important impact on the profits of commercial banks.A slight deviation in financial risk management and control will cause huge losses to commercial banks.It is very important for commercial banks to pay attention to financial risks in the process of operation and management.This paper focuses on the research object of Gansu branch of CCB.First of all,it studies and explores the development trend of financial risk research at home and abroad,and clarifies the current situation of financial risk of commercial banks in China.Secondly,it analyses the relevant financial risk management theory,and at the same time,carefully confirms the characteristics and classification of financial risk of commercial banks,and then finds out the problems existing in the financial risk management of Gansu Branch of Construction Bank.By analyzing the causes of the financial risk management problems of the Gansu Branch of the Construction Bank step by step,the paper finally puts forward corresponding suggestions for improving the financial risk management,which will provide support for the development of the financial risk management of the Gansu Branch of the Construction Bank in the future.By analyzing the actual situation of the financial risk management of Gansu Branch of CCB,this paper excavates the existing problems in order to find a better response strategy for its financial risk control and enhance its ability of avoiding and early warning financial risks.