Research On Financial Core Competitiveness Of Baoxin International Finance & Leasing Co.Ltd.

As the product of financial innovation,financial leasing industry was born in the 1960 s.At present,it grows at an average annual rate of 30% in the world and occupies a very important position in the international capital market.Financial leasing is a non-bank financial industry,which is closely related to the real economy.That enables it to serve industry.It has played an important role in transforming and upgrading the service manufacturing industry,promoting social investment and adjusting the economic structure.Bao Xin international financial leasing co.,LTD.,as the first Sino-foreign joint venture financial leasing company with large-scale operation in northwest China,is positioned to satisfy small and medium-sized enterprise with excellent service.Insisting on cultivating sustainable and stable financing ability,promote the innovation of financing channels and products,constantly improve the company's reputation,effectively promote the capital market financing,provide a solid guarantee for the long-term stable development of the company's overall business,and become the most influential financial leasing company rooted in northwest China and radiating throughout the country.However,in recent years,due to the macroeconomic downturn and economic restructuring,its development has been affected.How to cultivate new core competitiveness according to market changes and the company's development needs has been a sustainable development,which has become an urgent problem for the company to solve.Firstly,this essay state the financing lease theory,core competence theory and elaborating the tendency of Bao Xin international financing lease co.,LTD by business model,the management situation,the financing situation,further,analyzes the present situation,and using the analytic hierarchy process(ahp),in reference to the core competitiveness evaluation index system on the basis of the selected financial indicators,constructs the index system of financing lease enterprise's core competitiveness,to treasure letter lease of core competitiveness are empirically analyzed.Study found that treasure letter lease of core competitiveness in the financial leasing industry in the medium level,its strong capital operating ability,and the industry concentration is too high,high financial leverage and the shortcomings of its own funds,restricting its further development,make its anti-risk ability is insufficient,lack of staying power growth ability and profitability.To this end,this paper puts forward Suggestions from the following aspects:First,Bao Xin leasing should improve its risk prevention ability due to the lack of risk prevention ability,improve the liquidity of assets and the stability of liabilities as much as possible,and introduce innovative leasing models such as split lease,risk lease and re-lease to disperse risks.Second,with respect to profitability and development ability,Bao Xin leasing can expand its business volume by carrying out green leasing and export leasing business,and actively explore the market to gain a considerable market share,Improve its profitability.Third,consolidate capital operation capacity.While enhancing the intensity of endogenous financing,we should actively promote asset securitization financing,factoring financing and Internet financing,and expand financing channels to solve the problem of insufficient endogenous financing.Finally,through additional capital,strengthen risk management to identify the sustainable development ability of Bao Xin leasing.