Research On Financial Risk Measurement And Control Of W Financial Leasing Company

Financial leasing has the property of combining finance and finance.It keeps a high growth rate in the transformation of economic development mode and adjustment of industrial structure,which is in line with the guiding spirit of the national financial work conference and the report of the 19 th National Congress.Once the investment cost of the project is too large and the recovery of funds is difficult,the situation of cash flow fracture will appear,which will inevitably lead to business difficulties,financial risks will increase,and seriously lead to the bankruptcy of the enterprise,and the progress of the industry will be hindered.It can be seen that leasing enterprises want to develop steadily and rapidly,achieve the established goals,and identify the financial risks of the company in a timely and complete manner.The risk control system should be optimized and updated.The main task of this paper is to study the financial risk control of financial leasing companies.W financial leasing company is the research case of this paper.Based on the financial risk identification results of Z-score Model,cash flow method and financial ratio method are used to understand the current situation of the enterprise,find the source of the problem,and give reference opinions to further understand and study the company.This paper consists of six parts,the introduction part describes the development of financial leasing at home and abroad in detail,and summarizes the new findings and conclusions of financial risk research at home and abroad in recent years,which provides sufficient research background for the follow-up research,and leads to the problems that the author will study.Based on this,the author summarizes and comments on the reasonable classification of the collected and collated favorable literature,so as to sort out the research ideas and targeted logical framework,and discuss the innovation and shortcomings of this research meeting.The second chapter starts with the related theories,including financial leasing,financial risk and Z-score Model.The third chapter is risk measurement.Firstly,it clearly describes the overall situation of W financial leasing company,including the basic situation of the company,the organizational structure and the status of the main projects.After that,on the basis of understanding the model,we calculate and analyze the bankruptcy index Z of W financial leasing company.Only part of the financial indicators are used in the model,and the financial risk degree obtained is not convincing enough.Based on this,the author evaluates the financial risk degree of the enterprise through the cash flow statement and financial ratio.The fourth chapter mainly analyzes the causes of financial risks of W financial leasing company,and the fifth chapter gives suggestions and measures for improvement.The last chapter is the summary and Prospect of the above research.