Research On Financial Support Path Of New Urbanization Construction In JingZhou

Over the past five years,China's urbanization rate has increased by an average of 1.2 percent per year,with more than 80 million rural migrants becoming urban residents.Great achievements have been made in the development of agriculture,rural areas and farmers.In the process of new-type urbanization,finance has become one of the most important driving forces,which can bring sufficient capital guarantee and diversified financing channels.The acceleration of urbanization has also driven a boom in the financial sector.The number of newly urbanized population in jingzhou city is as high as 78,700 every year,with an average annual growth rate of 1.47%.However,both the quality and quantity of financial supply in jingzhou obviously cannot meet the requirements of new urbanization development.Therefore,it is of great theoretical and practical significance to explore the financial support path for new urbanization construction in jingzhou.The research in this paper is divided into 6 parts.Chapter 1,introduction,mainly Outlines the research background and significance of the subject,reviews and evaluates the research status at home and abroad,and designs the research ideas and methods.Chapter 2 is the theoretical basis of rural finance and new urbanization,and analyzes the relevant theories of urbanization,mainly including aggregation and diffusion theory,ternary structure theory and small town theory.The rural finance theory mainly involves the agricultural credit subsidy theory,the rural finance market theory,the hayek partial knowledge theory,the imperfect competition market theory.Chapter 3 analyzes the current situation of rural finance supporting the new urbanization construction.First,through the agricultural bank of China,rural credit cooperatives to analyze the current situation of commercial financial institutions to support the new urbanization construction;Second,through the agricultural development bank of China,postal savings bank of China analysis of rural policy-based financial institutions to support the construction of new urbanization status quo;Third,it analyzes the status quo of several basic private finance supporting the new urbanization construction.Chapter 4 analyzes the problems existing in the support of rural finance to new-type urbanization construction in jingzhou city.First,the financial resources allocation of financial institutions is unbalanced.Second,the new type of urbanization in the investment and financing mode is single.Third,the level of financial services lags behind the requirements of new urbanization.Fourth,the local financial credit environment construction is not perfect.Chapter 5 puts forward the countermeasures to strengthen the financial support for the new urbanization.First,increase the financial support of financial institutions to rural areas.Second,establish a multi-level capital market system,guide and support the development of private finance,gradually establish a capital market system covering all levels,expand the scope of private finance business.Third,we will improve credit services and enrich financial products.Fourth,we will continue to promote the development of a financial and credit environment.The government must focus on creating a favorable local credit environment,so as to maximize the bank credit support and promote the rapid development of local economy.Chapter 6 summarizes the whole paper.