Research On The Risk Management Of LG Technology-based SME Financing Platform Construction Projects

Scientific and technological SMES have now become an important force in China's scientific and technological progress and play a pivotal role in China's economic structure.The continuous improvement of science and technology and the continuous development of the economy have brought these companies a good development environment,but these companies are operating There are also various difficulties in China,and the financing issue has always been the biggest difficulty plaguing these companies.Because of the light assets and lack of collateral,technology-based SMES have made it difficult for them to obtain loans from banks,which has seriously hindered the sustainable development and innovation of enterprises.Therefore,it is proposed to establish a financing platform for LG technology-based SMES to build an interactive platform for SMES and banks to support the development and innovation of SMES.However,due to the inherent uncertainty,uniqueness,and invisibility of IT projects,together with the public,policy,and innovative features of LG technology-based SME financing platform construction projects,they face many risks.As an example,a technology-based SME financing platform project studies the risk management of the project.This study is based on the introduction of relevant theories and methods of IT project risk management and summarizes the main research results.Then taking the LG science and technology SME financing platform project as an example,according to the IT project life cycle theory,the LG technology SME financing platform project was introduced in stages,and the Delphi method was used to identify the start-up phase,implementation phase,and finalization phase.Various risk management factors emerged.Next,the FMEA(Failure Mode and Impact Analysis)technology was used to quantitatively assess and analyze the risks of each stage of the LG SME financing platform project.Finally,various risk response strategies of the LG science and technology SME financing platform project were put forward,and the scientific advice and measures for the platform construction were put forward to realize the combination of theory and practice.