Impact And Countermeasures Of Financial Resources Allocation On Regional Economic Growth

As the "heart" of economy and society,finance has many functions such as gathering,financing and distributing.However,under the background of the modern economy,the impact of the allocation of financial resources on the regional economic growth is increasingly complicated.On the one hand,the current high scale of non.Performing loans in China’s financial institutions and the insufficient utilization of funds by residents and enterprises are strongly impacting on scarce financial resources,Leading to the continued decline in the efficiency of the allocation of financial resources.On the other hand,the slowdown of China’s economic growth under the new normal and the overcapacity faced by the real economy have seriously hindered the development of the real economy.In view of this,how to deepen the connotation of financial resources and how to build a new model of regional financial ecosystem that can accurately reflect the impact of financial resources on economic growth so as to rationally allocate resources in financial entities and promote economic growth become the urgent issues to be solved.The first chapter is the introduction part.The second chapter finds that the existing literature has not unified definition of the connotation of financial resource allocation and lack of putting it into the growing environment.On the basis of comprehensively explaining the mechanism,path and effect of the allocation of financial resources on economic growth,this paper analyzes the definition and characteristics of the financial resources and the allocation of financial resources theoretically from the perspectives of "supply guidance" and " Demand follow two perspectives on the financial resources allocation and economic growth mechanism.According to the principle of system dynamics,the third chapter establishes the financial resource supply subsystem,the financial resource demand subsystem,the regional economic subsystem and the financial development subsystem,and builds the supply and demand of financial resources by Vensim-PLE software System causality diagram;Chapter IV studies the status quo of economic growth and the allocation of financial resources taking Beijing-Tianjin-Hebei as an example,constructs the supply-and-demand system model of financial resources of Beijing-Tianjin and Hebei with the causal feedback diagram,and verifies the validity of the model;By adjusting the sensitive decision variables and combining with the multi-objective decision-making,four economic growth modes,natural evolution,economic acceleration,resource-saving and coordinated development,are simulated to simulate the economic growth under different deployment strategies.The following research results : If maintaining the status quo run,will lead to the supply and demand gap is getting bigger and bigger;from the system as a whole,coordinated development mode is the best solution for Beijing-Tianjin-Hebei financial resources supply and demand optimization;under the program,Beijing-Tianjin-Hebei economy Sustainable growth can be achieved.Finally,we put forward some pertinent suggestions on how to control the financial resources of the Beijing-Tianjin-Hebei government,enterprises,financial institutions and other financial entities in coordination with the mode of coordinated development.In order to speed up the coordinated construction of Beijing-Tianjin and Hebei and achieve the goal of economic growth better reference.