Research On Risk Management Of GK Financial Company

The financial company is the product of the reform of Chinese enterprise system and the reform of the financial system.Compared with commercial banks,the risk management system of most financial companies is imperfect,the means of risk assessment is lack,and the level of risk management is backward.In order to ensure the healthy and sustainable development of financial companies,it is more and more important to evaluate and analyze various risks and design a reasonable risk management system.Under this big background,the risk management problem of GK finance company is becoming more and more serious.The object of this paper is the risk management of GK finance company.Firstly,this paper analyzed and collated the relevant theories and literature of financial company risk management,and summarized the existing risk management theory and risk analysis.Based on tool analysis and case study,the specific risks of GK financial company are analyzed and assessed.According to the risk inventory method,the specific risk points of GK financial company were sorted out and the risk sets were divided by establishing risk sets.Using risk matrix method to identify the importance of all kinds of risks and sort by Borda method.According to the method of risk weights,we got all kinds of risk weights,and then analyze the overall risk level and main risk categories of GK financial company.This paper finds that the overall risk of GK Finance Company is at a low level,there is no need to immediately resolve the high-risk point,there is a medium-risk point,need to maintain attention,the rest of the risk points on the normal operation of the company does not pose a threat to maintain monitoring.According to the main types and causes of risk,this paper designed the risk management system of GK Finance Company in terms of internal control and external supervision,and put forward some corresponding measures.At the same time,the corresponding risk management system safeguard measures were established to maximize the risk aversion,thereby ensuring the safe operation of the company.