The Research Of GX Finance Company Risk Management

In this paper the research object is the risk management of GX finance company.The research focuses on how GX finance company, a new set-up one and a market-oriented one, to conduct risk assessment, to determine the primary risk, to grasp and control risk specifically from the perspective of specific risk, and to establish risk management system from the perspective of systematic.Firstly, The method of combining literature research and case study was used to collect the theory and literature of finance company’s risk management and analyze the general risk characteristics of finance company industry and the particularity of the risks of GX finance company.Next, the method of combining tools analysis and case study was used to assess the specific risk of GX finance company. Expert analysis was used to card GX finance company’s specific risk point and estimate the impact on the incidence of the single risk point. The method of matrix analysis and Borda-sequence, was used to sort the importance of risk, find out the risk category which should be focused on. The method of fuzzy analytic hierarchy process, was used to calculate the proportion of each kind of risk and measure the company’s overall level of risk.It is found that for the weak group control, the uncompleted licence and the unskilled operation, the risk characteristic of GX finance company as a new organization, includes the amplifying risk, increasing management difficulty, multiple risk event and other special features, in addition to the general risk characteristics of the finance company industry. There is no high risk point in GX finance company. The risk of liquidity, credit and credit business should be paid more attention. The risk of information system and operation should be concerned, too. From the perspective of specific risk, the classified solution of the risk management is put forward. From the perspective of systematic risk, the train of thought about the objectives and principles of the management, perfecting the corporate governance, risk oriented culture construction is put forward, too.